Steven Rubenstein

Steven has been involved with a number of Internet software start-ups since 1995. In 1996, he founded Emaze Software to develop Internet-based CRM products. In 1998, Emaze shifted its focus to developing auction software, growing to 350 clients in less than a year. Emaze was acquired in 2000 by a competitor.

In 1999, Steven co-founded Oinke (since renamed Credentrust), an e-finance company that developed an exchange enabling small and mid-sized companies to reach more than 150 qualified lenders interested in financing their loans of $500,000 to $50 million. Credentrust also offers a credit management solution for processing new customer applications in the finance, tenant management, franchise and corporate markets.

Steven graduated from The Wharton School at the University of Pennsylvania with dual concentrations in Entrepreneurial Management and Information Systems. He currently lives in Seattle with his wife and their two ridiculously energetic dogs: Greta, a weimaraner; and Lola, a redbone coonhound.

Nardo Manaloto

Nardo has been around the information technology discipline for more than 12 years and has successfully developed and managed software products and solutions in varying industries. In 1997, he founded Infosoft, a consulting firm specializing in web-based business applications. Nardo headed up the business development efforts and grew the company sales revenue from $1M in 1997 to $5M by 1999. He also spearheaded the development of their e-business portal platform product and CRM solution.

Nardo's extensive background and experience includes significant work in data analysis and reporting, statistics, data repository and warehouse, and surveys with a Big 5 consulting firm.

Nardo enjoys spending time with his family and loves to test out applications and programs for the sake of learning and keeping his skills intact. He sometimes plays Badminton, watches the Lakers play, and goes to the driving range to relieve stress. Nardo resides in Southern California where he enjoys the warmth of the sun and avoids the cold and chilling weather of Seattle.